Research Article
| Bank competition and financial inclusion in GCC banks |
| Dr. Noor Salah Alramadan1 |
Senior lecturer, Department of Finance and Banking Sciences, Kerbala University,Iraq.
Email: Noor.salah@uokerbala.edu.iq
HNSJ, 2021, 2(9); https://doi.org/10.53796/hnsj2921
Published at 01/09/2021 Accepted at 25/08/2021
| Abstract |
| Large banks’ dominance in the banking business is attributed to an increasing return on scale, which gives them a cost-cutting advantage over their smaller competitors. Larger banks have an advantage over smaller banks because they can fund large, high-risk projects in return for higher profits. The most important sources of rising return to scale in banking systems are major banks’ competence and capacity in screening potential investment proposals and reducing bad loans. After such selection competence has been created, banks with greater sizes get more lending capacity and, as a consequence, keep higher goods. Financial inclusion is a method through which banks make their financial and banking services available to the general public. Financial inclusion aims to include people into the society by providing them with basic financial services regardless of their savings or income. It focuses on providing financial solutions to the economically underprivileged. The purpose of this research study is to examine the competition and financial inclusion in GCC banks. A qualitative research is conducted on basis of the existing data. Total 50 journals and articles are selected from which only 33 journals and articles are used to collect relevant information concerning to competition and financial inclusion in GCC banks. Each of the economy should have proper focus with proper planning to enhance the performance of financial inclusion to better growth of the country. |
| Key Words: Bank competition. Financial inclusion, GCC banks, Economic growth. |
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