{"id":7698,"date":"2023-08-21T15:07:33","date_gmt":"2023-08-21T15:07:33","guid":{"rendered":"https:\/\/www.hnjournal.net\/?page_id=7698"},"modified":"2023-08-21T15:07:38","modified_gmt":"2023-08-21T15:07:38","slug":"4-8-29","status":"publish","type":"page","link":"https:\/\/www.hnjournal.net\/en\/4-8-29\/","title":{"rendered":"\u0648\u0627\u0642\u0639 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629"},"content":{"rendered":"

\u0639\u0628\u062f \u0627\u0644\u0645\u062c\u064a\u062f \u0633\u0639\u062f \u0639\u0644\u064a \u0639\u0643\u0631\u0648\u062a1<\/sup><\/strong><\/p>\n

1<\/sup> \u0637\u0627\u0644\u0628 \u062f\u0643\u062a\u0648\u0631\u0627\u0647\u060c \u062c\u0627\u0645\u0639\u0629 \u0635\u0628\u0627\u062d \u0627\u0644\u062f\u064a\u0646 \u0632\u0639\u064a\u0645\u060c \u062a\u0631\u0643\u064a\u0627<\/p>\n

\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a: a.akrot2020@gmail.com<\/p>\n

HNSJ, 2023, 4(8); https:\/\/doi.org\/10.53796\/hnsj4829<\/p>\n

\u062a\u0646\u0632\u064a\u0644 \u0627\u0644\u0645\u0644\u0641<\/a><\/p>\n

\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0634\u0631: 01\/08\/2023\u0645 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0642\u0628\u0648\u0644: 15\/07\/2023\u0645<\/p>\n

\u0627\u0644\u0645\u0633\u062a\u062e\u0644\u0635 <\/strong><\/p>\n

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<\/a>Research title <\/strong><\/p>\n

The Reality of Implementing Hedging Instruments in Qatari Islamic Banks<\/strong><\/p>\n

Abdulmajeed Saad Ali Akrot1<\/sup><\/strong><\/p>\n

1<\/sup> PhD student, Istanbul Sabahattin Zaim University, T\u00fcrkiye.<\/p>\n

Email: a.akrot2020@gmail.com<\/p>\n

HNSJ, 2023, 4(8); https:\/\/doi.org\/10.53796\/hnsj4829<\/p>\n

Published at 01\/08\/2023 Accepted at 15\/07\/2023 <\/strong><\/p>\n

Abstract <\/strong><\/p>\n

This study aims to provide an overview of hedging instruments in Islamic financial institutions and highlights its importance as it aligns with one of the main objectives of Islamic Sharia (preservation of wealth). The study examines the reality of implementing hedging instruments in Qatari Islamic banks. The researcher adopts an inductive approach by reviewing existing literature on financial risk hedging in general and hedging instruments in particular. A descriptive analytical method is used to explore the nature and application of hedging instruments in Qatari Islamic banks. The study concludes that Islamic banks do implement hedging instruments, with the most commonly used ones being Murabaha and Musawamah, while the least used ones are Mudaraba and Salam.<\/p>\n

Key Words: <\/strong>Hedging instruments, Qatari Islamic banks, wealth preservation.<\/p>\n

\u0645\u0642\u062f\u0645\u0629<\/strong><\/p>\n

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\u0648\u064a\u062a\u0641\u0631\u0639 \u0645\u0646\u0647 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n

1-\u0645\u0627\u0647\u0648 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0645\u0627\u0647\u064a \u0623\u0647\u0645\u064a\u062a\u0647\u061f<\/p>\n

2-\u0645\u0627\u0647\u064a \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629\u061f<\/p>\n

3-\u0645\u0627 \u0645\u062f\u0649 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629\u061f<\/p>\n

\u062d\u062f\u0648\u062f \u0627\u0644\u0628\u062d\u062b<\/strong><\/p>\n

\u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0645\u0643\u0627\u0646\u064a\u0629: \u0642\u0637\u0631 (\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629)<\/p>\n

\u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0632\u0645\u0627\u0646\u064a\u0629: \u0648\u0627\u0642\u0639 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0645\u0646 \u0627\u0644\u0639\u0627\u0645 2018\u0645 \u0625\u0644\u0649 \u0627\u0644\u0639\u0627\u0645 2022\u0645\u060c \u0648\u062a\u0645\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a \u0627\u0644\u062b\u0627\u0646\u064a \u0645\u0646 \u0639\u0627\u0645 2023.<\/p>\n

\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0628\u062d\u062b<\/strong><\/p>\n

1-\u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0628\u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0628\u064a\u0627\u0646 \u0623\u0647\u0645\u064a\u062a\u0647\u061f<\/p>\n

2- \u062a\u062d\u062f\u064a\u062f \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629\u061f<\/p>\n

3-\u0625\u064a\u0636\u0627\u062d \u0645\u062f\u0649 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629\u061f<\/p>\n

\u0645\u0646\u0647\u062c\u064a\u0629 \u0627\u0644\u0628\u062d\u062b<\/strong><\/p>\n

\u0627\u0639\u062a\u0645\u062f\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0647\u062c \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0626\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u0642\u0631\u0627\u0621 \u0645\u0627 \u062a\u0645 \u0643\u062a\u0627\u0628\u062a\u0647 \u0641\u064a \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u060c \u0648\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0628\u0634\u0643\u0644 \u062e\u0627\u0635.<\/p>\n

\u0648\u0627\u0633\u062a\u062e\u062f\u0645\u062a \u0643\u0630\u0644\u0643 \u0627\u0644\u0645\u0646\u0647\u062c \u0627\u0644\u0648\u0635\u0641\u064a \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u064a \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u062a\u062a\u0628\u0639 \u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0648\u0648\u0627\u0642\u0639 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629.<\/p>\n

\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0633\u0627\u0628\u0642\u0629<\/strong><\/p>\n

1-\u062f\u0631\u0627\u0633\u0629\u060c \u0628\u0646 \u064a\u0648\u0633\u0641 \u062e\u0644\u0641 \u0627\u0644\u0644\u0647\u060c \u0642\u0648\u064a\u062f\u0631 \u0645\u0639\u0627\u0634 \u0628\u0639\u0646\u0648\u0627\u0646: “\u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629 \u0628\u0646\u0643 \u0627\u0644\u0633\u0644\u0627\u0645 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 (2014-2017)”<\/p>\n

\u0647\u062f\u0641\u062a \u0647\u0630\u0647 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0625\u0644\u0649 \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0643\u0623\u062d\u062f \u0628\u062f\u0627\u0626\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u060c \u0648\u062a\u0633\u0644\u064a\u0637 \u0627\u0644\u0636\u0648\u0621 \u0639\u0644\u0649 \u062a\u0633\u064a\u0631 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0643\u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0641\u064a \u0628\u0646\u0643 \u0627\u0644\u0633\u0644\u0627\u0645 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 2014\/2017 \u0648\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0646\u0647\u062c \u0627\u0644\u0648\u0635\u0641\u064a \u0628\u0634\u0642\u064a\u0647 \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0646\u0638\u0631\u064a \u0644\u0644\u0645\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0623\u062f\u0628\u064a\u0629 \u0648\u0627\u0644\u0634\u0642 \u0627\u0644\u062b\u0627\u0646\u064a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0645\u0635\u0631\u0641 \u0627\u0644\u0633\u0644\u0627\u0645 \u0643\u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0648\u0642\u062f \u062a\u0648\u0635\u0644\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0642\u062f \u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0633\u062a\u0642\u0628\u0644\u0627 \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u0627\u0641\u0635\u0644 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u062e\u0635\u0648\u0635\u0627 \u0641\u064a \u0638\u0644 \u062a\u0628\u0646\u064a \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0628\u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648\u0648\u0636\u0639 \u0642\u0648\u0627\u0639\u062f \u0627\u062d\u062a\u0631\u0627\u0632\u064a\u0629 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0633\u0627\u0644\u064a\u0628 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u062a\u062d\u0648\u0637 \u0628\u0647\u0627 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0623\u064a \u062e\u0637\u0631 \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u062a\u0637\u0648\u0631 \u0646\u0634\u0627\u0637 \u0627\u0644\u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629.<\/p>\n

2-\u062f\u0631\u0627\u0633\u0629 \u0645\u0646\u0627\u0632\u0639\u060c \u062d\u0633\u064a\u0646 \u0639\u0644\u064a \u0645\u062d\u0645\u062f\u060c \u0628\u0639\u0646\u0648\u0627\u0646: “\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0623\u062d\u0643\u0627\u0645\u0647\u0627 \u0627\u0644\u0634\u0631\u0639\u064a\u0629”\u060c \u0628\u062d\u062b \u0645\u0642\u062f\u0645 \u0625\u0644\u0649 \u0645\u0646\u062a\u062f\u0649 \u0641\u0642\u0647 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629\u060c \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629: \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\u060c \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c 26-27 \u0625\u0628\u0631\u064a\u0644 2016\u0645.<\/p>\n

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2-\u062a\u0648\u0635\u064a\u0641 \u0648\u0627\u0642\u0639 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0648\u062a\u0648\u0636\u064a\u062d \u0627\u0644\u0642\u0635\u0648\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0623\u0645\u0644\u0627\u064b \u0641\u064a \u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627.<\/p>\n

\u0645\u062d\u0627\u0648\u0631 \u0627\u0644\u0628\u062d\u062b<\/strong><\/p>\n

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\u064a\u0639\u062a\u0628\u0631 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u0636\u064a\u0639 \u0627\u0644\u062a\u064a \u0632\u0627\u062f \u0627\u0644\u062d\u062f\u064a\u062b \u0639\u0646\u0647\u0627 \u0641\u064a \u0627\u0644\u0622\u0648\u0646\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0648\u062e\u0627\u0635\u0629 \u0641\u064a \u0638\u0644 \u0627\u0644\u0627\u0632\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0641\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0636\u0648\u0639 \u064a\u062f\u0648\u0631 \u0627\u0644\u062d\u062f\u064a\u062b \u062d\u0648\u0644 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0644\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u0647\u0630\u0627 \u0645\u0627 \u0633\u0646\u062a\u0646\u0627\u0648\u0644\u0647 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062d\u0648\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u0630\u0643\u0631 \u0623\u0646\u0648\u0627\u0639\u0647 \u0648\u0623\u0647\u0645\u064a\u062a\u0647.<\/p>\n

\u0623\u0648\u0644\u0627\u064b: \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u0637<\/strong><\/p>\n

1-<\/strong>\u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0645\u0639\u0646\u0627\u0647 \u0627\u0644\u0639\u0627\u0645: \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0646\u0641\u0633 \u0645\u0646 \u0627\u0644\u062e\u0633\u0627\u0631\u0629\u060c \u0648\u0647\u0648 \u0643\u0630\u0644\u0643 \u062a\u0628\u0646\u064a \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u062a\u0631\u062a\u064a\u0628\u0627\u062a \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0635\u064a\u063a \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0643\u0641\u064a\u0644\u0629 \u0628\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0645\u0639 \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629 \u0639\u0644\u0649 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u062c\u064a\u062f\u0629 \u0645\u0646 \u0639\u0627\u0626\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0648\u0647\u0648 \u0643\u0630\u0644\u0643 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062e\u0630 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0627\u0644\u062a\u0642\u0644\u0628 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0648\u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u063a\u0648\u0628.<\/p>\n

\u0648\u0625\u0630\u0627 \u0645\u0627 \u062a\u0645 \u0627\u0644\u0646\u0638\u0631 \u0644\u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629: <\/strong>\u0641\u0642\u062f \u0639\u0631\u0641\u0647 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0628\u0623\u0646\u0647” \u0641\u0646 \u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0631\u0627\u0643\u0632 \u0639\u0643\u0633\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0641\u064a \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0642\u0627\u062a”.[1]<\/a><\/sup><\/p>\n

\u0648\u0639\u0631\u0641\u0647 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u062f\u0648\u0644\u064a \u0628\u0623\u0646\u0647” \u0648\u0633\u064a\u0644\u0629 \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0637\u0644\u0628 \u0645\u0631\u0643\u0632 \u0641\u064a \u0625\u062d\u062f\u0649 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0628\u0639\u0648\u0636 \u0644\u0647\u060c \u062c\u0632\u0626\u064a\u0627\u064b \u0623\u0648 \u0643\u0644\u064a\u0627\u064b”.<\/p>\n

\u0623\u0645\u0627 \u0633\u0645\u064a\u0631 \u0639\u0628\u062f \u0627\u0644\u062d\u0645\u064a\u062f \u0631\u0636\u0648\u0627\u0646 \u0641\u0642\u062f \u0639\u0631\u0641 \u0627\u0644\u062a\u062d\u0648\u0637 \u0628\u0627\u0646\u0647 “\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062e\u0630 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0627\u0644\u062a\u0642\u0644\u0628 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0648\u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u063a\u0648\u0628 \u0644\u0644\u0639\u0627\u0642\u062f”.[2]<\/a><\/sup><\/p>\n

\u0648\u0645\u0635\u0637\u0644\u062d \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u0635\u0631\u0629 \u064a\u0639\u0646\u064a: \u062a\u062c\u0646\u0628 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0642\u062f\u0631 \u0627\u0644\u0625\u0645\u0643\u0627\u0646\u060c \u0648\u064a\u0643\u0648\u0646 \u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062c\u0645\u0644\u0629 \u0645\u0646 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0645\u0633\u0645\u0627\u0629 \u0628\u0639\u0642\u0648\u062f \u0627\u0644\u062a\u062d\u0648\u0637.[3]<\/a><\/sup> \u0648\u064a\u0645\u0643\u0646 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0627\u0646\u0647: \u0648\u0642\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0628\u0639\u0642\u0648\u062f \u062a\u062c\u0646\u0628\u0647 \u0627\u0644\u0648\u0642\u0648\u0639 \u0641\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0623\u0648 \u062a\u0642\u0644\u064a\u0644\u0647\u0627 \u0642\u062f\u0631 \u0627\u0644\u0625\u0645\u0643\u0627\u0646.<\/p>\n

2-<\/strong>\u0628\u0646\u0627\u0621 \u0639\u0644\u0649 \u0645\u0627 \u0633\u0628\u0642 \u062a\u0631\u0649 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u0646 \u062a\u0639\u0631\u064a\u0641 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u062f\u0648\u0644\u064a \u0647\u0648 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0623\u0642\u0631\u0628 \u0644\u0643\u0648\u0646\u0647 \u064a\u0634\u062a\u0645\u0644 \u0639\u0644\u0649 \u0623\u0643\u062b\u0631 \u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0645\u0639\u0631\u0641\u060c \u0648\u0647\u064a:<\/p>\n

\u0623-\u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0630\u0627\u062a\u0647 \u0648\u0633\u064a\u0644\u0629 \u0648\u0644\u064a\u0633\u062a \u063a\u0627\u064a\u0629.<\/p>\n

\u0628-\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u0633\u064a\u0644\u0629 \u0644\u0644\u062a\u0642\u0644\u064a\u0644 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n

\u062c-\u0625\u0646 \u0627\u0644\u062a\u062d\u0648\u0637 \u064a\u0643\u0648\u0646 \u0628\u0627\u062a\u062e\u0627\u0630 \u0645\u0631\u0627\u0643\u0632 \u0639\u0643\u0633\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0641\u0625\u0646 \u0643\u0627\u0646 \u0645\u0631\u0643\u0632\u0647 \u0641\u064a \u0627\u0644\u0623\u0648\u0644\u0649 \u0628\u0627\u0626\u0639\u0627\u064b\u060c \u0643\u0627\u0646 \u0645\u0631\u0643\u0632\u0647 \u0641\u064a \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0645\u0634\u062a\u0631\u064a\u0627 \u0648\u0647\u0643\u0630\u0627.[4]<\/a><\/sup><\/p>\n

\u062b\u0627\u0646\u064a\u0627\u064b:<\/strong> \u0623\u0647\u0645\u064a\u0629 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0627\u0633\u0644\u0627\u0645\u064a\u0629<\/strong><\/p>\n

1.\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062c\u0632\u0621\u0627\u064b \u0645\u0646 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u060c \u0648\u0644\u0630\u0627 \u0641\u0625\u0646\u0647 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062d\u064a\u0644 \u062a\u062d\u0642\u064a\u0642 \u0631\u0628\u062d \u062f\u0648\u0646 \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0639\u0646\u062f \u0627\u0646\u0639\u062f\u0627\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0643\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0641\u0644\u0646 \u0646\u0643\u0648\u0646 \u0623\u0645\u0627\u0645 \u0646\u0634\u0627\u0637 \u0627\u0642\u062a\u0635\u0627\u062f\u064a \u062d\u0642\u064a\u0642\u064a\u060c \u0648\u064a\u0648\u0645 \u0623\u0646 \u062a\u0633\u064a\u0637\u0631 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u062a\u062d\u0643\u0645 \u0642\u0628\u0636\u062a\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0641\u0644\u0646 \u062a\u0628\u0642\u064a \u0639\u0644\u064a\u0647\u060c \u0648\u0644\u0627 \u064a\u062e\u062a\u0644\u0641 \u0641\u064a \u0630\u0644\u0643 \u0646\u0638\u0627\u0645 \u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0639\u0646 \u063a\u064a\u0631\u0647\u060c \u0648\u0625\u0646 \u0627\u0644\u0636\u0627\u0628\u0637 \u0627\u0644\u062d\u0627\u0643\u0645 \u0644\u0643\u0644 \u0623\u0633\u0627\u0644\u064a\u0628 \u0648\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0645\u0646\u0638\u0648\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u064a\u062a\u0645\u062b\u0644 \u0641\u064a \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0639\u0646\u0635\u0631\u064a \u0627\u0644\u062d\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0648\u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629.<\/p>\n

2.\u062d\u062b\u062a \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0639\u0644\u0649 \u0627\u062a\u0628\u0627\u0639 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0633\u0628\u0644 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0645\u0627\u0644 \u0648\u062a\u0646\u0645\u064a\u062a\u0647\u060c \u0648\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0642\u0635\u062f \u0645\u0646 \u0645\u0642\u0627\u0635\u062f \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u064a\u062a\u0645\u062b\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0635\u062f \u0641\u064a \u062d\u0641\u0638 \u0627\u0644\u0645\u0627\u0644 \u0648\u0627\u0644\u0630\u064a \u064a\u0639\u062a\u0628\u0631 \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645 \u0641\u0642\u0627\u0644 \u062a\u0628\u0627\u0631\u0643 \u0648\u062a\u0639\u0627\u0644\u0649:} \u0648\u064e\u0644\u064e\u0627 \u062a\u064f\u0624\u0652\u062a\u064f\u0648\u0627 \u0627\u0644\u0633\u0651\u064f\u0641\u064e\u0647\u064e\u0627\u0621\u064e \u0623\u064e\u0645\u0652\u0648\u064e\u0627\u0644\u064e\u0643\u064f\u0645\u064f \u0627\u0644\u0651\u064e\u062a\u0650\u064a \u062c\u064e\u0639\u064e\u0644\u064e \u0627\u0644\u0644\u0651\u064e\u0647\u064f \u0644\u064e\u0643\u064f\u0645\u0652 \u0642\u0650\u064a\u064e\u0627\u0645\u064b\u0627 \u0648\u064e\u0627\u0631\u0652\u0632\u064f\u0642\u064f\u0648\u0647\u064f\u0645\u0652 \u0641\u0650\u064a\u0647\u064e\u0627 \u0648\u064e\u0627\u0643\u0652\u0633\u064f\u0648\u0647\u064f\u0645\u0652 \u0648\u064e\u0642\u064f\u0648\u0644\u064f\u0648\u0627 \u0644\u064e\u0647\u064f\u0645\u0652 \u0642\u064e\u0648\u0652\u0644\u064b\u0627 \u0645\u0651\u064e\u0639\u0652\u0631\u064f\u0648\u0641\u064b\u0627 {\u0633\u0648\u0631\u0629 \u0627\u0644\u0646\u0633\u0627\u0621 \u0627\u0644\u0622\u064a\u0629 5.<\/p>\n

\u0648\u064a\u0642\u0648\u0644 \u0627\u0644\u0631\u0633\u0648\u0644 \u0627\u0644\u0643\u0631\u064a\u0645 \u0635\u0644\u0649 \u0627\u0644\u0644\u0647 \u0639\u0644\u064a\u0647 \u0648\u0633\u0644\u0645 (\u0625\u0646 \u0627\u0644\u0644\u0647 \u064a\u0631\u0636\u0649 \u0644\u0643\u0645 \u062b\u0644\u0627\u062b\u0627\u064b \u0648\u064a\u0643\u0631\u0647 \u0644\u0643\u0645 \u062b\u0644\u0627\u062b\u0627\u064b\u060c \u0641\u064a\u0631\u0636\u0649 \u0644\u0643\u0645 \u0623\u0646 \u062a\u0639\u0628\u062f\u0648\u0647 \u0648\u0644\u0627 \u062a\u0634\u0631\u0643\u0648\u0627 \u0628\u0647 \u0634\u064a\u0626\u0627\u064b \u0648\u0623\u0646 \u062a\u0639\u062a\u0635\u0645\u0648\u0627 \u0628\u062d\u0628\u0644 \u0627\u0644\u0644\u0647 \u062c\u0645\u064a\u0639\u0627\u064b \u0648\u0644\u0627 \u062a\u0641\u0631\u0642\u0648\u0627\u060c \u0648\u064a\u0643\u0631\u0647 \u0644\u0643\u0645 \u0642\u064a\u0644 \u0648\u0642\u0627\u0644 \u0648\u0643\u062b\u0631\u0629 \u0627\u0644\u0633\u0624\u0627\u0644 \u0648\u0625\u0636\u0627\u0639\u0629 \u0627\u0644\u0645\u0627\u0644).[5]<\/a><\/sup><\/p>\n

\u0648\u0631\u0648\u0649 \u0627\u0628\u0646 \u0639\u0628\u0627\u0633 \u0642\u0627\u0644: \u0643\u0627\u0646 \u0627\u0644\u0639\u0628\u0627\u0633 \u0628\u0646 \u0639\u0628\u062f \u0627\u0644\u0645\u0637\u0644\u0628 \u0625\u0630\u0627 \u062f\u0641\u0639 \u0645\u0627\u0644\u0627\u064b \u0645\u0636\u0627\u0631\u0628\u0629 \u0627\u0634\u062a\u0631\u0637 \u0639\u0644\u0649 \u0635\u0627\u062d\u0628\u0647 \u0623\u0644\u0627 \u064a\u0633\u0644\u0643 \u0628\u0647 \u0628\u062d\u0631\u0627\u064b \u0648\u0644\u0627 \u064a\u0646\u0632\u0644 \u0628\u0647 \u0648\u0627\u062f\u064a\u0627\u064b \u0648\u0644\u0627 \u064a\u0634\u062a\u0631\u064a \u0628\u0647 \u0630\u0627\u062a \u0643\u0628\u062f \u0631\u0637\u0628\u060c \u0641\u0625\u0646 \u0641\u0639\u0644 \u0641\u0647\u0648 \u0636\u0627\u0645\u0646\u060c \u0641\u0631\u0641\u0639 \u0634\u0631\u0637\u0647 \u0625\u0644\u0649 \u0631\u0633\u0648\u0644 \u0627\u0644\u0644\u0647 \u0641\u0623\u062c\u0627\u0632\u0647.[6]<\/a><\/sup>\u060c \u0648\u0647\u0646\u0627 \u064a\u0638\u0647\u0631 \u0645\u062f\u0649 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062e\u0641\u0636 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629\u060c \u0648\u0627\u0644\u0639\u0645\u0644 \u0628\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u064a\u0643\u0648\u0646 \u0630\u0644\u0643 \u0628\u062a\u062c\u0646\u0628 \u0628\u0639\u0636 \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0630\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u0643\u0627\u0633\u062a\u062d\u062f\u0627\u062b \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0627\u0644\u0645\u0642\u064a\u062f\u0629<\/p>\n

3.\u0646\u0638\u0631\u0627\u064b \u0644\u0647\u0630\u0647 \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0623\u0635\u062f\u0631 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0636\u0648\u0627\u0628\u0637 \u0634\u0631\u0639\u064a\u0629 \u0644\u0635\u064a\u063a \u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u0623\u0633\u0627\u0644\u064a\u0628\u0647 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0623\u0647\u0645\u0647\u0627:[7]<\/a><\/sup><\/p>\n

\u0623-\u0623\u0644\u0627 \u062a\u0646\u0637\u0648\u064a \u0635\u064a\u063a \u0627\u0644\u062a\u062d\u0648\u0637 \u0639\u0644\u0649 \u0627\u0644\u0631\u0628\u0627 \u0623\u0648 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0630\u0631\u064a\u0639\u0629 \u0625\u0644\u064a\u0647\u060c \u0648\u0623\u0644\u0627 \u062a\u0634\u062a\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u063a\u0631\u0631 \u0627\u0644\u0641\u0627\u062d\u0634\u060c \u0644\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0646 \u0623\u0643\u0644 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u0633 \u0628\u0627\u0644\u0628\u0627\u0637\u0644\u060c \u0648\u0623\u0646 \u062a\u0643\u0648\u0646 \u0627\u0644\u0635\u064a\u063a\u0629 \u0641\u064a \u062d\u062f \u0630\u0627\u062a\u0647\u0627 \u0645\u0634\u0631\u0648\u0639\u0629.<\/p>\n

\u0628-\u0623\u0644\u0627 \u062a\u0624\u062f\u064a \u0635\u064a\u063a\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0625\u0644\u0649 \u0628\u064a\u0639 \u0627\u0644\u062f\u064a\u0648\u0646 \u0628\u063a\u064a\u0631 \u0642\u064a\u0645\u062a\u0647\u0627 \u0627\u0644\u0625\u0633\u0645\u064a\u0629\u060c \u0648\u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0645\u0645\u0646\u0648\u0639 \u0634\u0631\u0639\u0627\u064b \u0643\u0645\u0627 \u0647\u0648 \u0645\u0634\u0627\u0647\u062f \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629.<\/p>\n

\u062c-\u0623\u0644\u0627 \u062a\u0624\u062f\u064a \u0635\u064a\u063a \u0627\u0644\u062a\u062d\u0648\u0637 \u0625\u0644\u0649 \u0628\u064a\u0639 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u062c\u0631\u062f\u0629\u060c \u0645\u062b\u0644 \u0628\u064a\u0648\u0639 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0623\u0643\u062f \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0628\u0642\u0631\u0627\u0631 63 7\/1 \u0641\u0642\u0631\u0629 \u0628\u060c \u0648\u0643\u0630\u0644\u0643 \u0623\u0644\u0627 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0648\u0636\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0645\u062b\u0644 \u0627\u0644\u0623\u062c\u0631 \u0639\u0644\u0649 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0630\u064a \u0645\u0646\u0639\u0647 \u0627\u0644\u0645\u062c\u0645\u0639 \u0628\u0642\u0631\u0627\u0631 \u0631\u0642\u0645 12(2\/12).[8]<\/a><\/sup><\/p>\n

\u062f-\u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u0642\u0627\u0635\u062f \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0639\u0646\u062f \u0635\u064a\u0627\u063a\u0629 \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u062d\u0648\u0637\u060c \u0648\u0643\u0630\u0644\u0643 \u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u0627\u0644\u0627\u062a \u062a\u0644\u0643 \u0627\u0644\u0639\u0642\u0648\u062f \u0648\u0622\u062b\u0627\u0631\u0647\u0627 \u0641\u064a \u0627\u0644\u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0644\u0625\u0646 \u0645\u0631\u0627\u0639\u0627\u0629 \u0627\u0644\u0645\u0622\u0644\u0627\u062a \u0623\u0635\u0644 \u0645\u0639\u062a\u0628\u0631 \u0634\u0631\u0639\u0627\u064b.<\/p>\n

\u0647-\u0623\u0644\u0627 \u062a\u0624\u062f\u064a \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u062d\u0648\u0637 \u0625\u0644\u0649 \u0636\u0645\u0627\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0623\u0648 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u060c \u0633\u0648\u0627\u0621 \u0623\u0643\u0627\u0646 \u0627\u0644\u0636\u0645\u0627\u0646 \u0645\u0646 \u0627\u0644\u0645\u062f\u064a\u0631 \u0623\u0645 \u0627\u0644\u0645\u0636\u0627\u0631\u0628 \u0623\u0645 \u0627\u0644\u0648\u0643\u064a\u0644\u060c \u0648\u0630\u0644\u0643 \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0639\u062f\u0645 \u0627\u0644\u062a\u0639\u062f\u064a \u0623\u0648 \u0627\u0644\u062a\u0642\u0635\u064a\u0631 \u0623\u0648 \u0645\u062e\u0627\u0644\u0641\u0629 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

\u0648-\u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u062e\u0637\u0631 \u0641\u064a \u062d\u062f \u0630\u0627\u062a\u0647 \u0645\u062d\u0644\u0627\u064b \u0644\u0644\u0645\u0639\u0627\u0648\u0636\u0629<\/p>\n

\u064a-\u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0642\u0635\u062f \u0645\u0646 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629 \u0639\u0644\u0649 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u060c \u0648\u0644\u064a\u0633 \u0644\u0623\u062c\u0644 \u0627\u0644\u0645\u0642\u0627\u0645\u0631\u0629 \u0639\u0644\u0649 \u0641\u0631\u0648\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0639\u0627\u0631.<\/p>\n

\u0627\u0644\u0645\u062d\u0648\u0631 \u0627\u0644\u062b\u0627\u0646\u064a: \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a<\/strong><\/p>\n

\u0623\u0648\u0644\u0627\u064b: <\/strong>\u0627\u0644\u0645\u0641\u0647\u0648\u0645: \u0648\u064a\u0642\u0635\u062f \u0628\u0647\u0627 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0639\u0642\u0648\u062f \u0627\u0644\u0645\u0639\u0627\u0648\u0636\u0629 \u0627\u0644\u062a\u064a \u064a\u0631\u0627\u062f \u0628\u0647\u0627 \u0627\u0644\u0631\u0628\u062d.[9]<\/a><\/sup><\/p>\n

\u062b\u0627\u0646\u064a\u0627\u064b: \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a<\/strong><\/p>\n

\u0648\u0647\u064a \u0643\u0627\u0644\u0622\u062a\u064a:<\/p>\n

1-\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629:<\/strong> \u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0635\u0648\u0631\u0647 \u0645\u0646 \u0635\u0648\u0631 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629\u060c \u0648\u0641\u064a \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0643\u0627\u0646\u062a \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0623\u0643\u062b\u0631 \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0646\u062a\u0634\u0627\u0631\u0627\u064b\u060c \u0648\u0647\u064a \u0627\u0644\u064a\u0648\u0645 \u0623\u0633\u0627\u0633 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646 \u0648\u0628\u064a\u0646 \u063a\u0627\u0644\u0628\u064a\u0629 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u0648\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0648\u0630\u0644\u0643 \u064a\u0639\u0648\u062f \u0625\u0644\u0649 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u0643\u062a\u0646\u0641\u0647\u0627 \u0648\u0641\u0642\u0627\u064b \u0644\u0622\u0631\u0627\u0621 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0648\u064a\u0641\u0631\u0636 \u0639\u0642\u062f \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u0646\u0638\u0631\u0627\u064b \u0644\u062a\u0639\u0631\u0636 \u0627\u0644\u0628\u0646\u0643 \u0644\u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0644\u062e\u0633\u0627\u0631\u0629\u060c \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646\u0647 \u0625\u0630\u0627 \u062a\u0645 \u062a\u0637\u0628\u064a\u0642 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0628\u062f\u0642\u0629\u060c \u0641\u0625\u0646 \u0631\u0628\u062d\u064a\u0629 \u0627\u0644\u0628\u0646\u0643 \u0633\u062a\u0643\u0648\u0646 \u0623\u0639\u0644\u0649 \u0648\u0623\u0641\u0636\u0644 \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a.[10]<\/a><\/sup><\/p>\n

2- \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0627\u062c\u0644 \u0644\u0637\u0631\u0641 \u062b\u0627\u0644\u062b: <\/strong>\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0645\u0648\u0644 \u0623\u0646 \u064a\u062d\u064a\u062f \u0645\u062e\u0627\u0637\u0631 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644\u060c <\/strong>\u0643\u0644\u064a\u0627\u064b \u0623\u0648 \u062c\u0632\u0626\u064a\u0627\u064b \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0627\u062c\u0644 \u0644\u0637\u0631\u0641 \u062b\u0627\u0644\u062b\u060c \u0641\u0625\u0630\u0627 \u0642\u062f\u0645 \u0627\u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0629 \u0623\u0635\u0628\u062d \u0628\u062d\u0643\u0645 \u0627\u0644\u0639\u0642\u062f \u0634\u0631\u064a\u0643\u0627\u064b \u0641\u064a \u0645\u0648\u062c\u0648\u062f\u0627\u062a\u0647\u0627\u060c \u0641\u0644\u0647 \u062d\u064a\u0646\u0626\u0630 \u0623\u0646 \u064a\u0628\u064a\u0639 \u0646\u0633\u0628\u0629 \u0645\u0646 \u062d\u0635\u062a\u0647 \u0644\u0637\u0631\u0641 \u062b\u0627\u0644\u062b (\u0634\u0631\u0643\u0629 \u062a\u0627\u0645\u064a\u0646 \u0645\u062b\u0644\u0627\u064b) \u0628\u062b\u0645\u0646 \u0645\u0624\u062c\u0644 \u064a\u0639\u0627\u062f\u0644 \u0642\u064a\u0645\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644\u060c \u0648\u0628\u0630\u0644\u0643 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0645\u0645\u0648\u0644 \u062d\u0645\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0648\u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0646\u0641\u0633\u0647 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0646\u064a \u0627\u0644\u0630\u064a \u0627\u062d\u062a\u0641\u0638 \u0628\u0647 \u0645\u0646 \u0645\u0634\u0627\u0631\u0643\u062a\u0647 \u0645\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0645\u062a\u062d\u0642\u0642\u0629\u060c \u0623\u0645\u0627 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u0625\u0646\u0647\u0627 \u062a\u0633\u062a\u0641\u064a\u062f \u0627\u0645\u062a\u0644\u0627\u0643 \u062d\u0635\u0629 \u0645\u0634\u0627\u0631\u0643\u0629 \u062f\u0648\u0646 \u062f\u0641\u0639 \u0627\u0644\u062b\u0645\u0646 \u0646\u0642\u062f\u0627\u064b\u060c \u0627\u0644\u0623\u0647\u0645 \u0645\u0646 \u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644(\u0627\u0644\u0645\u0636\u0627\u0631\u0628) \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0645\u062f\u064a\u0648\u0646\u064a\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u0631\u062a\u064a\u0628\u060c \u0641\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0629 \u0644\u0627 \u064a\u0632\u0627\u0644 \u0628\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629\u060c \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0635\u064a\u063a\u0629 \u062a\u062d\u0642\u0642 \u0645\u0635\u0627\u0644\u062d \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0641\u0631\u0627\u062f.[11]<\/a><\/sup><\/p>\n

3-\u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0622\u062c\u0644: <\/strong>\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0622\u062c\u0644 \u0623\u062d\u062f \u0623\u0643\u062b\u0631 \u0627\u0644\u0635\u064a\u063a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0646\u062a\u0634\u0627\u0631\u0627\u064b\u060c \u0648\u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0639\u0642\u062f \u0639\u062f\u0629 \u0623\u0646\u0648\u0627\u0639 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0623\u0628\u0631\u0632\u0647\u0627\u060c \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0627\u0626\u062f\u060c \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a.<\/p>\n

\u0648\u0627\u0644\u0645\u0639\u062a\u0627\u062f \u0641\u064a \u0627\u0644\u0628\u064a\u0648\u0639 \u0627\u0644\u0622\u062c\u0644\u0629 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u062b\u0645\u0646 \u0628\u0639\u0645\u0644\u0629 \u0645\u062d\u062f\u062f\u0629 (\u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0645\u062b\u0644\u0627\u064b) \u0648\u0647\u0630\u0627 \u0645\u0627 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u0645\u062e\u0627\u0637\u0631 \u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u062f\u064a\u0646 \u062e\u0635\u0648\u0635\u0627 \u0641\u064a \u0627\u0644\u0628\u064a\u0648\u0639 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644 \u0625\u0630 \u0644\u0627 \u064a\u062c\u0648\u0632 \u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0628\u062b\u0645\u0646 \u062d\u0627\u0636\u0631\u060c \u0644\u0623\u0646\u0647\u0627 \u0635\u0631\u0641 \u0645\u0639 \u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0648\u0647\u0648 \u0645\u0645\u0646\u0648\u0639 \u0634\u0631\u0639\u0627\u064b\u060c \u0648\u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0628\u064a\u0639 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0623\u0639\u064a\u0627\u0646 \u0623\u0648 \u0633\u0644\u0639 \u062d\u0627\u0636\u0631\u0629 \u0648\u0647\u0630\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c \u0644\u0643\u0646 \u0647\u0630\u0647 \u0627\u0644\u0635\u064a\u063a\u0629 \u062a\u0638\u0644 \u0645\u062d\u062f\u0648\u062f\u0629 \u0628\u0633\u0628\u0628 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0625\u062c\u0631\u0627\u0626\u064a\u0629\u060c \u0648\u062a\u0628\u0631\u0632 \u0623\u064a\u0636\u0627\u064b \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0627\u0626\u062f \u0641\u064a \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0622\u062c\u0644 \u0625\u0644\u0649 \u0623\u0646 \u0645\u0642\u062f\u0627\u0631 \u0627\u0644\u062f\u064a\u0646 \u062b\u0627\u0628\u062a \u0641\u064a \u0627\u0644\u0630\u0645\u0629 \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u062a\u063a\u064a\u064a\u0631\u0647 \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0632\u064a\u0627\u062f\u0629\u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u062a\u0638\u0647\u0631 \u0628\u0648\u0636\u0648\u062d \u0641\u064a \u0627\u0644\u0639\u0642\u0648\u062f \u0645\u062a\u0648\u0633\u0637\u0629 \u0623\u0648 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644\u060c \u062d\u064a\u062b \u062a\u0635\u0628\u062d \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u062a\u063a\u064a\u0631 \u0627\u0644\u0639\u0627\u0626\u062f \u0643\u0628\u064a\u0631\u0629 \u0648\u0645\u0644\u0645\u0648\u0633\u0629\u060c \u0648\u064a\u0645\u0643\u0646 \u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062c\u0645\u0639 \u0628\u064a\u0646 \u0628\u064a\u0639 \u0627\u0644\u0627\u062c\u0644 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u062f\u064a\u0646 \u0645\u0646\u0634\u0623\u0629 \u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0628\u062d\u064a\u062b \u064a\u0643\u0648\u0646 \u0627\u0644\u062b\u0645\u0646 \u0645\u0646 \u062c\u0632\u0626\u064a\u0646: \u062c\u0632\u0621 \u0622\u062c\u0644 \u0641\u064a \u0630\u0645\u0629 \u0627\u0644\u0645\u062f\u064a\u0646 \u064a\u063a\u0637\u064a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644\u060c \u0648\u062c\u0632\u0621 \u064a\u062a\u0645\u062b\u0644 \u0641\u064a \u0645\u0644\u0643\u064a\u0629 \u0634\u0627\u0626\u0639\u0629 \u0645\u0646 \u0623\u0635\u0648\u0644\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0629\u060c \u0648\u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u064a\u0633\u062a\u062d\u0642 \u0627\u0644\u062f\u0627\u0626\u0646 \u0646\u0635\u064a\u0628\u0627\u064b \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u062d\u0633\u0628 \u0627\u0644\u0627\u062a\u0641\u0627\u0642.[12]<\/a><\/sup><\/p>\n

\u0648\u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0645\u0639\u0627\u0644\u062c\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0627\u0626\u062f \u0648\u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0645\u0639\u0627\u064b \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u062f\u064a\u062f \u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u062b\u0645\u0646 \u0627\u0644\u0622\u062c\u0644 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0646\u0627\u0633\u0628\u0629\u060c \u0641\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u062b\u0645\u0646 \u0641\u064a \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0627\u062c\u0644 \u0628\u0639\u0645\u0644\u0629 \u0645\u062d\u062f\u062f\u0629 \u064a\u0645\u0643\u0646 \u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u062b\u0645\u0646 \u0644\u064a\u0643\u0648\u0646 \u0633\u0644\u0629 \u0645\u0646 \u0639\u062f\u0629 \u0623\u0635\u0648\u0644 \u0645\u0627\u0644\u064a\u0629\u060c \u062a\u0634\u0645\u0644 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0644\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0623\u0635\u0648\u0644 \u0645\u0642\u0628\u0648\u0644\u0629 \u0634\u0631\u0639\u0627\u064b\u060c \u063a\u064a\u0631 \u0646\u0642\u062f\u064a\u0629\u060c \u0645\u062b\u0644 \u0627\u0644\u0645\u0639\u0627\u062f\u0646 \u0627\u0644\u0623\u0633\u0647\u0645\u060c \u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u0635\u0643\u0648\u0643\u060c \u0635\u0643\u0648\u0643 \u0627\u0644\u0627\u062c\u0627\u0631\u0629\u060c \u0623\u0648 \u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u062f\u0627\u0648\u0644.<\/p>\n

4-\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631: <\/strong>\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0644\u0644\u0622\u0645\u0631 \u0628\u0627\u0644\u0634\u0631\u0627\u0621 \u0623\u0648 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0635\u064a\u063a\u0629 \u0634\u0627\u0626\u0639\u0629 \u0644\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0625\u0646\u0647\u0627 \u0628\u062f\u064a\u0644 \u0644\u0644\u0642\u0631\u0636 \u0628\u0641\u0627\u0626\u062f\u0629\u060c \u0648\u0647\u0630\u0627 \u0627\u0644\u0628\u062f\u064a\u0644 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0631\u0628\u0637 \u0628\u064a\u0646 \u0627\u0644\u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0645\u0648\u0644\u062f \u0644\u0644\u062b\u0631\u0648\u0629\u060c \u0648\u0647\u064a \u0644\u0630\u0644\u0643 \u0635\u064a\u063a\u0629 \u062a\u062a\u0641\u0642 \u0645\u0639 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0648\u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u062a\u062d\u0642\u0642 \u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0641\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062d\u0642\u0642 \u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0633\u0628\u0642 \u0623\u0646 \u0627\u0644\u0632\u0645\u0646 \u0648\u0627\u0644\u062e\u0637\u0631 \u0648\u062c\u0647\u0627\u0646 \u0644\u0639\u0645\u0644\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u0641\u0645\u0627 \u064a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u0623\u062d\u062f\u0647\u0645\u0627 \u064a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u0627\u0644\u0622\u062e\u0631.[13]<\/a><\/sup><\/p>\n

5-\u0627\u0644\u0633\u0644\u0645<\/strong>: \u0627\u0644\u0633\u0644\u0645 \u0635\u064a\u063a\u0629 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062d\u0627\u0636\u0631 \u0645\u0642\u0627\u0628\u0644 \u0633\u0644\u0639\u0629 \u0645\u0648\u0635\u0648\u0641\u0629 \u0645\u0624\u062c\u0644\u0629 \u0641\u064a \u0627\u0644\u0630\u0645\u0629\u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0635\u064a\u063a\u0629 \u062a\u0645\u062a\u0627\u0632 \u0628\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0641\u0648\u0631\u0627\u064b \u0645\u0642\u0627\u0628\u0644 \u0639\u0648\u0636 \u0645\u0636\u0645\u0648\u0646 \u0641\u064a \u0630\u0645\u0629 \u0627\u0644\u0645\u062f\u064a\u0646\u060c \u0644\u0643\u0646\u0647\u0627 \u062a\u062a\u0636\u0645\u0646 \u0646\u0648\u0639\u064a\u0646 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631: \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0648\u0645\u062e\u0627\u0637\u0631 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644\u060c \u0623\u0645\u0627 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0641\u062a\u0646\u0634\u0623 \u0628\u0633\u0628\u0628 \u0627\u0644\u062e\u0644\u0627\u0641 \u0627\u0644\u0641\u0642\u0647\u064a \u0641\u064a \u062c\u0648\u0627\u0632 \u0628\u064a\u0639 \u0627\u0644\u0633\u0644\u0645 \u0642\u0628\u0644 \u0642\u0628\u0636\u0647\u060c \u0641\u0627\u0644\u062c\u0645\u0647\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0639\u060c \u0648\u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0629 \u064a\u0631\u0648\u0646 \u062c\u0648\u0627\u0632\u0647 \u0639\u062f\u0627 \u0627\u0644\u0637\u0639\u0627\u0645\u060c \u0623\u0645\u0627 \u0634\u064a\u062e \u0627\u0644\u0625\u0633\u0644\u0627\u0645 \u0627\u0628\u0646 \u062a\u064a\u0645\u064a\u0629 \u0641\u064a\u0631\u0649 \u062c\u0648\u0627\u0632 \u0628\u064a\u0639 \u062f\u064a\u0646 \u0627\u0644\u0633\u0644\u0645 \u0642\u0628\u0644 \u0642\u0628\u0636\u0647 \u0628\u0634\u0631\u0637 \u0639\u062f\u0645 \u0627\u0644\u0631\u0628\u062d\u060c \u0644\u0626\u0644\u0627 \u064a\u0643\u0648\u0646 \u0642\u062f \u0631\u0628\u062d \u0645\u0627\u0644\u0627 \u064a\u0636\u0645\u0646.<\/p>\n

6.\u0627\u0644\u0627\u0633\u062a\u0635\u0646\u0627\u0639: <\/strong>\u064a\u0639\u062a\u0628\u0631\u0627\u0644\u0627\u0633\u062a\u0635\u0646\u0627\u0639 \u0635\u064a\u063a\u0629 \u0645\u0646 \u0635\u064a\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0648\u0639\u0631\u0641 \u0627\u0644\u0627\u0633\u062a\u0635\u0646\u0627\u0639 \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0628\u0623\u0646\u0647 \u0639\u0642\u062f \u0628\u064a\u0646 \u0627\u0644\u0628\u0627\u0626\u0639 (\u0627\u0644\u0635\u0627\u0646\u0639) \u0648\u0627\u0644\u0645\u0634\u062a\u0631\u064a (\u0627\u0644\u0645\u0633\u062a\u0635\u0646\u0639) \u0644\u0644\u0642\u064a\u0627\u0645 \u0628\u062a\u0635\u0646\u064a\u0639 \u0623\u0648 \u0625\u0646\u0634\u0627\u0621 \u0645\u0648\u062c\u0648\u062f\u0627\u062a \u0647\u064a \u0641\u064a \u0627\u0644\u0623\u0635\u0644 \u063a\u064a\u0631 \u0645\u0648\u062c\u0648\u062f\u0629 \u0637\u0628\u0642\u0627\u064b \u0644\u0644\u0645\u0648\u0627\u0635\u0641\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0648\u062a\u0633\u0644\u0645 \u0644\u0627\u062d\u0642\u0627\u064b \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0645\u062d\u062f\u062f \u0648\u0628\u0633\u0639\u0631 \u0645\u062d\u062f\u062f.<\/p>\n

7.\u0628\u064a\u0639 \u0627\u0644\u0645\u0633\u0627\u0648\u0645\u0629:<\/strong> \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0635\u064a\u063a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0634\u0631\u0627\u0621 \u0645\u0639 \u062b\u0628\u0648\u062a \u062e\u064a\u0627\u0631 \u0627\u0644\u0634\u0631\u0637\u060c \u0648\u0647\u0648 \u0642\u064a\u0627\u0645 \u0623\u062d\u062f \u0627\u0644\u0645\u062a\u0639\u0627\u0642\u062f\u064a\u0646 \u0623\u0648 \u0643\u0644\u0627\u0647\u0645\u0627 \u0628\u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0637 \u0623\u0646\u0647 \u0641\u064a \u062d\u0644 \u0645\u0646 \u0641\u0633\u062e \u0627\u0644\u0639\u0642\u062f \u0623\u0648 \u0625\u0645\u0636\u0627\u0626\u0647 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0645\u062d\u062f\u062f\u0629 \u0641\u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0628\u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0644\u0639 \u0628\u0634\u0631\u0637 \u062b\u0628\u0648\u062a \u0627\u0644\u062e\u064a\u0627\u0631 \u0644\u0647 \u0645\u062f\u0629 \u0645\u062d\u062f\u062f\u0629\u060c \u0643\u0623\u0646 \u064a\u0634\u062a\u0631\u0637 \u0627\u0644\u062e\u064a\u0627\u0631 \u0644\u0645\u062f\u0629 \u0623\u0633\u0628\u0648\u0639 \u0623\u0648 \u0623\u0633\u0628\u0648\u0639\u064a\u0646 \u0623\u0648 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0630\u0644\u0643\u060c \u0648\u0639\u0644\u0649 \u0642\u0648\u0644 \u062c\u0645\u0647\u0648\u0631 \u0627\u0644\u0639\u0644\u0645\u0627\u0621 \u0641\u0625\u0646 \u062e\u064a\u0627\u0631 \u0627\u0644\u0634\u0631\u0637 \u064a\u062b\u0628\u062a \u0644\u0644\u0645\u062a\u0639\u0627\u0642\u062f\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u062f\u0629 \u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0634\u0631\u0637 \u062a\u0639\u0648\u062f \u0625\u0644\u0649 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0628\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u0627\u0642\u062f\u064a\u0646 \u0628\u062d\u0633\u0628 \u0645\u0627 \u0630\u0647\u0628 \u0625\u0644\u064a\u0647 \u062c\u0645\u0647\u0648\u0631 \u0627\u0644\u0641\u0642\u0647\u0627\u0621\u060c \u0648\u0639\u0644\u064a\u0647 \u064a\u0645\u0643\u0646 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0623\u0646 \u064a\u0634\u062a\u0631\u064a \u0645\u0639 \u062e\u064a\u0627\u0631 \u0627\u0644\u0634\u0631\u0637 \u0627\u0644\u0645\u062d\u062f\u062f \u0628\u0641\u062a\u0631\u0629 \u0645\u0639\u064a\u0646\u0629\u060c \u0641\u0625\u0646 \u0642\u0627\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u0628\u064a\u0639 \u0627\u0644\u0633\u0644\u0639\u0629 \u0641\u0628\u0647\u0627 \u0648\u0646\u0639\u0645\u0629\u060c \u0648\u0625\u0646 \u0644\u0645 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0628\u0646\u0643 \u0628\u064a\u0639\u0647\u0627 \u0641\u0633\u062e \u0627\u0644\u0639\u0642\u062f \u0645\u0639 \u0627\u0644\u0628\u0627\u0626\u0639 \u0648\u0644\u0645 \u064a\u0644\u062d\u0642 \u0628\u0647 \u0636\u0631\u0631.[14]<\/a><\/sup><\/p>\n

8.\u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u0646\u062a\u0647\u064a\u0629 \u0628\u0627\u0644\u062a\u0645\u0644\u064a\u0643: <\/strong>\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0635\u064a\u063a\u0629 \u0628\u0627\u062a\u062e\u0627\u0630 \u0628\u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:[15]<\/a><\/sup><\/p>\n

-\u0644\u0644\u062d\u062f \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u064a\u062a\u0648\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u062f\u0631\u0627\u0633\u0629 \u0643\u0644\u064a\u0629 \u0639\u0646 \u0648\u0636\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0645\u0646 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u062c\u0648\u0627\u0646\u0628 \u0642\u0628\u0644 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0645\u0646\u062d\u0647 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0639\u0646 \u0637\u0631\u064a\u0642 \u0646\u0638\u0627\u0645 ( crif) \u0648\u0627\u0644\u0630\u064a \u0628\u062f\u0648\u0631\u0647 \u064a\u062a\u064a\u062d \u0644\u0644\u0645\u0648\u0638\u0641 \u0627\u0644\u0645\u062e\u062a\u0635 \u0627\u0644\u0633\u0624\u0627\u0644 \u0639\u0646 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0644\u0644\u0639\u0645\u064a\u0644\u060c \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0648\u0636\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u062a\u0627\u0631\u064a\u062e\u0647 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u064a\u062a\u0645 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0628\u0627\u0639\u062a\u0645\u0627\u062f \u062a\u0645\u0648\u064a\u0644\u0647 \u0623\u0648 \u0631\u0641\u0636\u0647.<\/p>\n

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\u0627\u0644\u0645\u062d\u0648\u0631 \u0627\u0644\u062b\u0627\u0644\u062b: \u0648\u0627\u0642\u0639 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629<\/strong><\/p>\n

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\u0623\u0648\u0644\u0627\u064b: \u0646\u0634\u0623\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629<\/strong><\/p>\n

\u064a\u0645\u0643\u0646 \u0627\u0644\u0642\u0648\u0644 \u0625\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0642\u0637\u0631 \u0639\u0646\u062f \u0646\u0634\u0623\u062a\u0647\u0627 \u0645\u0631\u062a \u0628\u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u062d\u0644 \u0648\u0647\u064a \u0643\u0627\u0644\u0622\u062a\u064a:<\/p>\n

1-\u062a\u0623\u0633\u064a\u0633 \u0645\u0635\u0631\u0641 \u0642\u0637\u0631 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a (QIB) <\/strong><\/p>\n

\u0623\u0646\u0634\u0626 \u0645\u0635\u0631\u0641 \u0642\u0637\u0631 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a (\u0627\u0644\u0645\u0635\u0631\u0641) \u0639\u0627\u0645 1982\u0645 \u0643\u0623\u0648\u0644 \u0645\u0635\u0631\u0641 \u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0648\u064a\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u0645\u0635\u0631\u0641 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u062d\u0627\u0644\u064a \u0645\u0646 \u0623\u0643\u0628\u0631 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0642\u0637\u0631\u060c \u0648\u062e\u0627\u0645\u0633 \u0623\u0643\u0628\u0631 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0648\u0628\u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0635\u0648\u0644 \u0628\u0644\u063a\u062a 184 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a \u0641\u064a \u0627\u0644\u0639\u0627\u0645 2022\u0645\u060c \u0648\u0628\u0644\u063a\u062a \u062d\u0635\u062a\u0647 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 33% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0643\u0644\u064a\u0629 \u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0642\u0637\u0631\u060c \u064810% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0641\u064a \u0642\u0637\u0631.<\/p>\n

2-\u062a\u0623\u0633\u064a\u0633 \u0628\u0646\u0643 \u0642\u0637\u0631 \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a (QIIB)<\/strong><\/p>\n

\u062a\u0645 \u062a\u0623\u0633\u064a\u0633 \u0627\u0644\u0628\u0646\u0643 \u0639\u0627\u0645 1990\u0645\u060c \u0648\u0642\u062f \u0628\u0644\u063a\u062a \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0635\u0648\u0644 \u0627\u0644\u0628\u0646\u0643 \u0641\u064a 2022\u0645 \u0645\u0628\u0644\u063a 54.4 \u0645\u0644\u064a\u0627\u0631 \u0642\u0637\u0631\u064a\u060c \u0648\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0628\u0646\u0643 \u0631\u0627\u0628\u0639 \u0628\u0646\u0643 \u0625\u0633\u0644\u0627\u0645\u064a \u0645\u0646 \u062d\u064a\u062b \u062d\u062c\u0645 \u0627\u0644\u0623\u0635\u0648\u0644\u060c \u0644\u064a\u0645\u062b\u0644 10.4% \u0645\u0646 \u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u06483% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0642\u0637\u0631\u064a\u060c \u0648\u0645\u0646 \u062d\u064a\u062b \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0641\u0642\u062f \u0628\u0644\u063a\u062a 7 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a.<\/p>\n

3-\u062a\u0623\u0633\u064a\u0633 \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646<\/strong><\/p>\n

\u062a\u0645 \u062a\u0623\u0633\u064a\u0633 \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646 \u0643\u0634\u0631\u0643\u0629 \u0645\u0633\u0627\u0647\u0645\u0629 \u0642\u0637\u0631\u064a\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u0645\u0627\u062f\u0629 68 \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0631\u0642\u0645 5 \u0644\u0633\u0646\u0629 2002\u0645 \u0641\u064a 4 \u064a\u0646\u0627\u064a\u0631 \u0639\u0627\u0645 2006\u0645\u060c \u0648\u0641\u064a 30 \u0646\u0648\u0641\u0645\u0628\u0631 \u0645\u0646 \u0627\u0644\u0639\u0627\u0645 2021\u0645 \u062a\u0645 \u0627\u0644\u0627\u0646\u062f\u0645\u0627\u062c \u0628\u064a\u0646 \u0627\u0644\u0645\u0635\u0631\u0641 \u0648\u0628\u0646\u0643 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0628\u0627\u0633\u062a\u062d\u0648\u0627\u0630 \u0627\u0644\u0645\u0635\u0631\u0641 \u0639\u0644\u0649 \u0628\u0646\u0643 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u060c \u0648\u0628\u0630\u0644\u0643 \u0635\u0627\u0631 \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646 \u0628\u0639\u062f \u0627\u0644\u0627\u0646\u062f\u0645\u0627\u062c \u0633\u0627\u062f\u0633 \u0623\u0643\u0628\u0631 \u0645\u0635\u0631\u0641 \u0625\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0628\u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0635\u0648\u0644 \u0628\u0644\u063a\u062a 167.5 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a\u060c \u0648\u064a\u0645\u062b\u0644 \u0645\u0627 \u0646\u0633\u0628\u062a\u0647 30.8% \u0645\u0646 \u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0642\u0637\u0631\u060c \u0648 9% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0635\u0648\u0644 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0641\u064a \u0642\u0637\u0631\u060c \u0648\u064a\u062a\u0628\u0639 \u0627\u0644\u0645\u0635\u0631\u0641 \u0634\u0631\u0643\u0627\u062a \u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u062e\u0627\u0631\u062c\u064a\u0629 \u0648\u062f\u0627\u062e\u0644\u064a\u0629\u060c \u0643\u0645\u0627 \u0623\u0646 \u0623\u0633\u0647\u0645 \u0627\u0644\u0645\u0635\u0631\u0641 \u0645\u062f\u0631\u062c\u0629 \u0641\u064a \u0628\u0648\u0631\u0635\u0629 \u0642\u0637\u0631\u060c \u0648\u0628\u0646\u0647\u0627\u064a\u0629 2022\u0645 \u0628\u0644\u063a\u062a \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0641\u064a \u0642\u0637\u0631 23.1 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a.[17]<\/a><\/sup><\/p>\n

4-\u062a\u0623\u0633\u064a\u0633 \u0628\u0646\u0643 \u062f\u062e\u0627\u0646<\/strong><\/p>\n

\u0628\u062f\u0623 \u0627\u0644\u0628\u0646\u0643 \u064a\u0645\u0627\u0631\u0633 \u0645\u0647\u0627\u0645\u0647 \u0641\u064a \u0639\u0627\u0645 2009\u0645 \u0643\u0645\u0635\u0631\u0641 \u0625\u0633\u0644\u0627\u0645\u064a \u062a\u062d\u062a \u0627\u0633\u0645 \u0628\u0646\u0643 (\u0628\u0631\u0648\u0629) \u0644\u064a\u0642\u0648\u0645 \u0628\u062a\u0642\u062f\u064a\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0648\u0641\u064a \u0639\u0627\u0645 2019 \u0641\u064a \u0634\u0647\u0631 \u0625\u0628\u0631\u064a\u0644 \u0642\u0627\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u062a\u0646\u0641\u064a\u0630 \u0639\u0645\u0644\u064a\u0629 \u062f\u0645\u062c \u0628\u064a\u0646\u0647 \u0648\u0628\u064a\u0646 \u0628\u0646\u0643 \u0642\u0637\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u060c \u0648\u0641\u064a \u0623\u0643\u062a\u0648\u0628\u0631 2020\u0645 \u0642\u0627\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0647\u0648\u064a\u062a\u0647 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u062d\u0627\u0645\u0644\u0627\u064b \u0627\u0633\u0645 \u0628\u0646\u0643 (\u062f\u062e\u0627\u0646) \u0644\u064a\u062d\u0644 \u0647\u0630\u0627 \u0627\u0644\u0627\u0633\u0645 \u0628\u062f\u064a\u0644\u0627\u064b \u0639\u0646 \u0627\u0644\u0645\u0633\u0645\u0649 \u0627\u0644\u0633\u0627\u0628\u0642 \u0644\u0644\u0628\u0646\u0643\u060c \u0648\u0628\u0644\u063a\u062a \u0623\u0635\u0648\u0644 \u0627\u0644\u0628\u0646\u0643 \u0645\u0639 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0627\u0645 2022\u0645 106 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a \u0645\u0634\u0643\u0644\u0627\u064b \u0628\u0630\u0644\u0643 \u0645\u0627 \u0646\u0633\u0628\u062a\u0647 19.5% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648 6% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0642\u0637\u0631\u064a\u060c \u0643\u0645\u0627 \u0623\u0646 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0628\u0644\u063a\u062a \u0646\u062d\u0648 12.5 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644.[18]<\/a><\/sup><\/p>\n

\u062b\u0627\u0646\u064a\u0627\u064b: \u0648\u0627\u0642\u0639 \u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629<\/strong><\/p>\n

1-\u0628\u0644\u063a\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0627\u0645 2022\u0645 \u0645\u0628\u0644\u063a \u0648\u0642\u062f\u0631\u0647 380.5 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0645\u0633\u062c\u0644\u0629 \u0627\u0631\u062a\u0641\u0627\u0639\u0627\u064b \u0628\u0646\u0633\u0628\u0629 12.3% \u0639\u0646 \u0627\u0644\u0639\u0627\u0645 2021\u060c \u0648\u0642\u062f \u0634\u0643\u0644\u062a \u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0645\u0627 \u0646\u0633\u0628\u062a\u0647 30% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0642\u0637\u0631\u064a \u0641\u064a \u0627\u0644\u0639\u0627\u0645 2022\u0645\u060c \u0648\u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 (2018-2022) \u0643\u0627\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0645\u0631\u0643\u0628 \u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 10%\u060c \u0648\u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0633\u0646\u0648\u0627\u062a (2018-2022) \u0628\u0644\u063a \u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0645\u0631\u0643\u0628 \u0644\u0635\u0627\u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u062f\u0648\u0644\u0629 \u0642\u0637\u0631 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 8.6%\u060c \u0648\u0628\u0627\u0644\u0646\u0638\u0631 \u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0627\u0645 2022 \u0646\u062c\u062f \u0623\u0646 \u0623\u063a\u0644\u0628 \u0647\u0630\u0647 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u062a\u0648\u062c\u0647\u062a \u0646\u062d\u0648 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0628\u0646\u0633\u0628\u0629 24%\u060c \u062b\u0645 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0648\u0634\u0628\u0647 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0628\u0646\u0633\u0628\u0629 22.7%\u060c \u0648\u0628\u0644\u063a\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 17.5%\u060c \u0648\u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u064a\u0644\u0627\u062d\u0638 \u062a\u0631\u0643\u0632 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0641\u064a \u0645\u0635\u0631\u0641 \u0642\u0637\u0631 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 26% \u0648\u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 25%\u060c \u0648\u062a\u0631\u0643\u0632 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0641\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0628\u0646\u0633\u0628\u0629 48% \u0648\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 21%\u060c \u0623\u0645\u0627 \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646 \u0641\u0642\u062f \u062a\u0631\u0643\u0632\u062a \u062a\u0645\u0648\u064a\u0644\u0627\u062a\u0647 \u0628\u0646\u0633\u0628\u0629 45% \u0639\u0644\u0649 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u062b\u0645 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0628\u0646\u0633\u0628\u0629 23%\u060c \u0648\u0641\u064a \u0628\u0646\u0643 \u0627\u0644\u062f\u062e\u0627\u0646 \u0627\u0633\u062a\u062d\u0648\u0630 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0628\u0646\u0633\u0628\u0629 27% \u062b\u0645 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0628\u0646\u0633\u0628\u0629 23%.<\/p>\n

2-\u0648\u0628\u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0635\u064a\u063a \u0627\u0644\u0645\u062f\u0627\u064a\u0646\u0627\u062a \u062a\u0637\u063a\u0649 \u0639\u0644\u0649 \u0623\u063a\u0644\u0628 \u0627\u0644\u0635\u064a\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u0625\u0630 \u0634\u0643\u0644\u062a \u0623\u0643\u062b\u0631 \u0645\u0646 97%\u060c \u0648\u062a\u0646\u0648\u0639\u062a \u0625\u0644\u0649 \u0623\u0646 74.2%\u0645\u0646 \u062d\u062c\u0645 \u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0643\u0627\u0646\u062a \u0628\u0635\u064a\u063a\u0629 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0648\u0643\u0630\u0644\u0643 \u0627\u0644\u0645\u0633\u0627\u0648\u0645\u0629\u060c \u0648\u0645\u0627 \u0646\u0633\u0628\u062a\u0647 22.8% \u0628\u0635\u064a\u063a\u0629 \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u0646\u062a\u0647\u064a\u0629 \u0628\u0627\u0644\u062a\u0645\u0644\u064a\u0643\u060c \u06480.3 \u0628\u0635\u064a\u063a\u0629 \u0627\u0644\u0627\u0633\u062a\u0635\u0646\u0627\u0639\u060c \u0648\u0642\u062f \u0645\u062b\u0644\u062a \u0627\u0644\u0635\u064a\u063a \u0627\u0644\u0623\u062e\u0631\u0649 \u0643\u0635\u064a\u063a\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 1.5%\u060c 1.3% \u0628\u0635\u064a\u063a\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629\u060c 0.2% \u0628\u0635\u064a\u063a \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629.<\/p>\n

\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a 2022<\/p>\n

\u0627\u0644\u0645\u0635\u062f\u0631: \u0628\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629<\/p>\n

\u0648\u0644\u0627 \u064a\u0632\u0627\u0644 \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646 \u064a\u062d\u0642\u0642 \u0623\u0639\u0644\u0649 \u0646\u0633\u0628\u0629 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u0623\u062f\u0627\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u062d\u064a\u062b \u0643\u0627\u0646\u062a \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646 4% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u062a\u0645\u0648\u064a\u0644\u0627\u062a\u0647\u060c \u0648\u0642\u062f \u062d\u0642\u0642 \u0627\u0644\u062f\u0648\u0644\u064a \u0623\u0639\u0644\u0649 \u0646\u0633\u0628\u0629 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u0623\u062f\u0627\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0628\u0646\u0633\u0628\u0629 2.4% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u062a\u0645\u0648\u064a\u0644\u0627\u062a\u0647 \u0641\u064a \u0627\u0644\u0639\u0627\u0645 2022\u0645.<\/p>\n

\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a 2022 (\u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a)<\/p>\n\n\n\n\n\n\n\n\n
<\/td>\n\u0645\u0631\u0627\u0628\u062d\u0629 \u0648\u0645\u0633\u0627\u0648\u0645\u0629<\/td>\n\u0625\u062c\u0627\u0631\u0629 \u0648\u0625\u062c\u0627\u0631\u0629 \u0645\u0646\u062a\u0647\u064a\u0629 \u0628\u0627\u0644\u062a\u0645\u0644\u064a\u0643<\/td>\n\u0645\u0634\u0627\u0631\u0643\u0629<\/td>\n\u0627\u0633\u062a\u0635\u0646\u0627\u0639<\/td>\n\u0645\u0636\u0627\u0631\u0628\u0629<\/td>\n\u0623\u062e\u0631\u0649<\/td>\n<\/tr>\n
\u0627\u0644\u0645\u0635\u0631\u0641<\/td>\n107,928,703<\/td>\n34,121,390<\/td>\n–<\/td>\n5,894<\/td>\n–<\/td>\n505,942<\/td>\n<\/tr>\n
\u0627\u0644\u062f\u0648\u0644\u064a<\/td>\n30,440,511<\/td>\n5,980,493<\/td>\n572<\/td>\n95,868<\/td>\n910,008<\/td>\n424,955<\/td>\n<\/tr>\n
\u0627\u0644\u0631\u064a\u0627\u0646<\/td>\n80,136,882<\/td>\n43,974,590<\/td>\n5,178,141<\/td>\n356,111<\/td>\n–<\/td>\n956,165<\/td>\n<\/tr>\n
\u062f\u062e\u0627\u0646<\/td>\n71,154,591<\/td>\n5,010,692<\/td>\n–<\/td>\n639,414<\/td>\n–<\/td>\n2,716,942<\/td>\n<\/tr>\n
\u0627\u0644\u0646\u0633\u0628\u0629 \u0645\u0646 \u0627\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a %<\/td>\n74.2<\/td>\n22.8<\/td>\n1.3<\/td>\n0.3<\/td>\n0.2<\/td>\n1.2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0627\u0644\u0645\u0635\u062f\u0631: \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629<\/p>\n

\u0648\u0628\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0639\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0635\u064a\u063a \u0627\u0644\u0645\u062f\u0627\u064a\u0646\u0627\u062a \u0647\u064a \u0627\u0644\u0623\u0643\u0628\u0631\u060c \u0648\u064a\u063a\u0644\u0628 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0635\u064a\u063a \u0627\u0644\u0637\u0627\u0628\u0639 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u064a\u060c \u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0635\u064a\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u062a\u0634\u0627\u0631\u0643\u064a\u0629.<\/p>\n

\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0644\u0644\u0639\u0627\u0645 2022 \u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a<\/p>\n

<\/p>\n

\u0627\u0644\u0645\u0635\u062f\u0631: \u0628\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0644\u0644\u0639\u0627\u0645 2022\u0645 \u0644\u0628\u064a\u062a \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0644\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/p>\n

\u0627\u0644\u062e\u0627\u062a\u0645\u0629 \u0648\u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0648\u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a:<\/strong><\/p>\n

\u0623\u0648\u0644\u0627\u064b: \u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/strong><\/p>\n

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\u0648\u0642\u062f \u062e\u0644\u0635\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0623\u0643\u062b\u0631 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u062a\u0637\u0628\u064a\u0642\u0627\u064b \u0647\u064a \u062a\u0644\u0643 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u063a\u0644\u0628 \u0639\u0644\u064a\u0647\u0627 \u0637\u0627\u0628\u0639 \u0627\u0644\u0645\u062f\u0627\u064a\u0646\u0627\u062a \u0643\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0648\u0628\u064a\u0639 \u0627\u0644\u0645\u0633\u0627\u0648\u0645\u0629\u060c \u0648\u0623\u0642\u0644\u0647\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0627 \u0648\u062a\u0637\u0628\u064a\u0642\u0627\u064b \u0647\u064a \u062a\u0644\u0643 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u063a\u0644\u0628 \u0639\u0644\u064a\u0647\u0627 \u0637\u0627\u0628\u0639 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0627\u062a \u0643\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0648\u0627\u0644\u0633\u0644\u0645 \u0648\u0627\u0644\u0627\u0633\u062a\u0635\u0646\u0627\u0639.<\/p>\n

\u0648\u0642\u062f \u0623\u0643\u062f\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u064a\u0639\u062a\u0628\u0631 \u0645\u0642\u0635\u062f\u0627\u064b \u0634\u0631\u0639\u064a\u0627\u064b \u0648\u0623\u0646 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u063a\u0646\u064a\u0629 \u0628\u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0635\u062f\u0627\u0642\u064a\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629.<\/p>\n

\u062b\u0627\u0646\u064a\u0627\u064b: \u0627\u0644\u0646\u062a\u0627\u0626\u062c <\/strong><\/p>\n

1-\u0628\u064a\u0646\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u0646 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u064a\u0639\u062a\u0628\u0631 \u0645\u0642\u0635\u062f\u0627\u064b \u0634\u0631\u0639\u064a\u0627\u064b \u0648\u063a\u0631\u0636\u0627\u064b \u0645\u0628\u0627\u062d\u0627\u064b \u064a\u0633\u0639\u0649 \u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636 \u0641\u064a \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0623\u0648 \u062a\u0642\u0644\u064a\u0635\u0647\u0627 \u0648\u062a\u062d\u062f\u064a\u062f\u0647\u0627.<\/p>\n

2-\u062a\u0638\u0647\u0631 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0623\u0646 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u063a\u0646\u064a\u0629 \u0628\u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0645\u0635\u062f\u0627\u0642\u064a\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629.<\/p>\n

3-\u0623\u0638\u0647\u0631\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u0646 \u0623\u0643\u062b\u0631 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u064b \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0647\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0648\u0645\u0629 \u0648\u0623\u0642\u0644 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u064b \u0647\u064a \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0648\u0627\u0644\u0633\u0644\u0645.<\/p>\n

4-\u0623\u0638\u0647\u0631\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u0646 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0647\u064a \u062a\u0644\u0643 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u063a\u0644\u0628 \u0639\u0644\u064a\u0647\u0627 \u0637\u0627\u0628\u0639 \u0627\u0644\u0645\u062f\u0627\u064a\u0646\u0627\u062a\u060c \u0648\u0623\u0642\u0644 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u062a\u0637\u0628\u064a\u0642\u0627 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0647\u064a \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u064a\u063a\u0644\u0628 \u0639\u0644\u064a\u0647\u0627 \u0637\u0627\u0628\u0639 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0627\u062a.<\/p>\n

\u062b\u0627\u0644\u062b\u0627\u064b: \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a<\/strong><\/p>\n

1-\u064a\u0648\u0635\u064a \u0627\u0644\u0628\u0627\u062d\u062b \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0628\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0641\u0631\u063a\u0645 \u0627\u0646\u0641\u0631\u0627\u062f\u0647\u0627 \u0628\u0645\u062e\u0627\u0637\u0631 \u062a\u062a\u0639\u0644\u0642 \u0628\u0634\u0631\u0648\u0637\u0647\u0627 \u0648\u0637\u0628\u064a\u0639\u062a\u0647\u0627\u060c \u0625\u0644\u0627 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0645\u0646\u0628\u062b\u0642\u0629 \u0645\u0646 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u063a\u0646\u064a\u0629 \u0628\u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0645\u0635\u062f\u0627\u0642\u064a\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629.<\/p>\n

2-\u064a\u0648\u0635\u064a \u0627\u0644\u0628\u0627\u062d\u062b \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629 \u0628\u0623\u0646 \u062a\u0642\u0648\u0645 \u0628\u062a\u0637\u0628\u064a\u0642 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a \u0628\u062c\u0645\u064a\u0639 \u0623\u0646\u0648\u0627\u0639\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a\u0647\u0627 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u064a \u064a\u063a\u0644\u0628 \u0639\u0644\u064a\u0647\u0627 \u0637\u0627\u0628\u0639 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0627\u062a \u0643\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0635\u0646\u0627\u0639 \u0648\u0627\u0644\u0633\u0644\u0645.<\/p>\n

\u0627\u0644\u0645\u0635\u0627\u062f\u0631 \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639:<\/strong><\/p>\n

1-\u0627\u0644\u0628\u0634\u064a\u0631\u060c \u0641\u0636\u0644 \u0639\u0628\u062f\u0627\u0644\u0643\u0631\u064a\u0645\u060c \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648\u0623\u062d\u0643\u0627\u0645\u0647\u0627 \u0627\u0644\u0634\u0631\u0639\u064a\u0629\u060c \u0627\u0644\u0646\u062f\u0648\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\u060c \u062c\u062f\u0629\u060c \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c 2016\u0645.<\/p>\n

2-\u0631\u0636\u0648\u0627\u0646\u060c \u0633\u0645\u064a\u0631 \u0639\u0628\u062f\u0627\u0644\u062d\u0645\u064a\u062f\u060c \u0627\u0644\u0645\u0634\u062a\u0642\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u0646\u0638\u0645 \u0627\u0644\u0648\u0636\u0639\u064a\u0629 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0634\u0631 \u0644\u0644\u062c\u0627\u0645\u0639\u0627\u062a\u060c 2005\u0645.<\/p>\n

3-\u0645\u0646\u0627\u0632\u0639 \u062d\u0633\u064a\u0646 \u0639\u0644\u064a\u060c \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0623\u062d\u0643\u0627\u0645\u0647\u0627 \u0627\u0644\u0634\u0631\u0639\u064a\u0629\u060c \u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0646\u062f\u0648\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 (\u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645) \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u062f\u0648\u0644\u064a\u060c 2016\u0645<\/p>\n

4-\u0627\u0644\u0639\u0645\u0631\u0627\u0646\u064a\u060c \u0639\u0628\u062f\u0627\u0644\u0644\u0647 \u0645\u062d\u0645\u062f\u060c \u0627\u0644\u0628\u062f\u0627\u0626\u0644 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 \u0627\u0644\u062a\u0627\u0633\u0639\u0629 \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u0648\u0646 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u062c\u062f\u0629\u060c \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c 2019\u0645.<\/p>\n

5-\u0645\u0633\u0644\u0645\u060c \u0627\u0644\u0645\u062e\u062a\u0635\u0631 \u0627\u0644\u0635\u062d\u064a\u062d\u060c \u0643\u062a\u0627\u0628 \u0627\u0644\u0623\u0642\u0636\u064a\u0629\u060c \u0628\u0627\u0628 \u0627\u0644\u0646\u0647\u064a \u0639\u0646 \u0643\u062b\u0631\u0629 \u0627\u0644\u0645\u0633\u0627\u0626\u0644 \u0628\u062f\u0648\u0646 \u062d\u0627\u062c\u0629.<\/p>\n

6-\u0627\u0644\u0637\u0628\u0631\u0627\u0646\u064a\u060c \u062c\u0627\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646 \u0641\u064a \u062a\u0623\u0648\u064a\u0644 \u0627\u0644\u0642\u0631\u0622\u0646.<\/p>\n

7-\u0627\u0644\u0639\u064a\u0627\u0634 \u0641\u062f\u0627\u062f\u060c \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0645\u062c\u0645\u0647 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0648\u0645\u062f\u0629 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0647\u0627\u060c \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 \u0627\u0644\u062a\u0627\u0633\u0639\u0629 \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u0648\u0646 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u062c\u062f\u0629\u060c \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c 2019\u0645.<\/p>\n

8-\u0642\u0646\u062f\u0648\u0632\u060c \u0639\u0628\u062f\u0627\u0644\u0643\u0631\u064a\u0645\u060c \u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062e\u0637\u0631 \u0645\u062f\u062e\u0644 \u0645\u0627\u0644\u064a\u060c \u062f\u0627\u0631 \u0623\u064a \u0643\u062a\u0628 \u0644\u0644\u0637\u0628\u0627\u0639\u0629 \u0648\u0627\u0644\u0646\u0634\u0631\u060c 2018\u0645.<\/p>\n

9-\u0631\u0636\u0648\u0627\u0646\u060c \u0633\u0645\u064a\u0631 \u0639\u0628\u062f\u0627\u0644\u062d\u0645\u064a\u062f\u060c \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u0634\u062a\u0642\u0627\u062a\u060c \u062f\u0631\u0627\u0633\u0629 \u0648\u0627\u0642\u0639\u064a\u0629 \u0644\u0644\u0623\u0632\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0634\u0631 \u0644\u0644\u062c\u0627\u0645\u0639\u0627\u062a\u060c \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c<\/p>\n

10-\u0627\u0644\u0628\u0642\u0645\u064a\u060c \u0646\u062c\u0644\u0627\u0621 \u0645\u062d\u0645\u062f\u060c \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u0643\u0648\u0643 \u0648\u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646\u0647\u0627\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0625\u0645\u0627\u0645 \u0645\u062d\u0645\u062f \u0628\u0646 \u0633\u0639\u0648\u062f\u060c \u0627\u0644\u0631\u064a\u0627\u0636\u060c 2015\u0645.<\/p>\n

11-\u0627\u0644\u0637\u0627\u0647\u0631\u060c \u0631\u062d\u0627\u0628 \u0639\u0644\u064a \u0627\u0644\u0634\u0631\u064a\u0641\u060c \u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0628\u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0639\u0644\u0649 \u0635\u064a\u063a\u0629 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u060c \u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a \u0627\u0644\u0645\u0635\u0631\u064a\u060c \u0631\u0633\u0627\u0644\u0629 \u0645\u0627\u062c\u0633\u062a\u064a\u0631\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0644\u0644\u0639\u0644\u0648\u0645 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u060c 2012\u0645.<\/p>\n

12-\u0627\u0644\u0633\u0648\u0627\u0633\u060c \u0639\u0644\u064a \u0628\u0646 \u0645\u062d\u0645\u062f\u060c \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0639\u0644\u0645\u064a \u0627\u0644\u062b\u0627\u0644\u062b \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u062c\u0627\u0645\u0639\u0629 \u0623\u0645 \u0627\u0644\u0642\u0631\u0649\u060c \u0645\u0643\u0629 \u0627\u0644\u0645\u0643\u0631\u0645\u0629\u060c 2005\u0645.<\/p>\n

13-\u0639\u0637\u064a\u0627\u062a\u060c \u0631\u0632\u0627\u0646 \u0646\u0627\u0635\u0631\u060c \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u0646\u062a\u0647\u064a\u0629 \u0628\u0627\u0644\u062a\u0645\u0644\u064a\u0643 \u0645\u062e\u0627\u0637\u0631\u0647\u0627 \u0648\u0637\u0631\u0642 \u0627\u0644\u0648\u0642\u0627\u064a\u0629\u060c \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u064a \u0646\u0645\u0648\u0630\u062c\u0627\u064b\u060c \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629\u060c 2018\u0645.<\/p>\n

14-\u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646\u060cwww.alrayan.com<\/a>\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062f\u062e\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 8\/8\/2023\u0645.<\/p>\n

15-\u0628\u064a\u062a \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0644\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u0642\u0637\u0631\u060c \u062a\u0642\u0631\u064a\u0631 \u0639\u0627\u0645 2022\u0645\u060c \u0635 29.<\/p>\n

16-\u0627\u0644\u0633\u0648\u064a\u0644\u0645\u060c \u0633\u0627\u0645\u064a\u060c \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628\u060c \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0644\u0644\u062a\u0646\u0645\u064a\u0629\u060c \u062c\u062f\u0629\u060c 2007\u0645<\/p>\n

\u0627\u0644\u0647\u0648\u0627\u0645\u0634:<\/strong><\/p>\n

    \n
  1. (2) \u0627\u0644\u0628\u0634\u064a\u0631\u060c \u0641\u0636\u0644 \u0639\u0628\u062f\u0627\u0644\u0643\u0631\u064a\u0645\u060c \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648\u0627\u062d\u0643\u0627\u0645\u0647\u0627 \u0627\u0644\u0634\u0631\u0639\u064a\u0629\u060c \u0627\u0644\u0646\u062f\u0648\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0627\u062d\u0643\u0627\u0645 \u0627\u0644\u062a\u064a \u064a\u0639\u0642\u062f\u0647\u0627\u060c 26-27 \u0623\u0628\u0631\u064a\u0644 2016\u0645\u060c \u062c\u062f\u0647 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0635 12. \u2191<\/a><\/li>\n
  2. (2) \u0631\u0636\u0648\u0627\u0646\u060c \u0633\u0645\u064a\u0631 \u0639\u0628\u062f \u0627\u0644\u062d\u0645\u064a\u062f\u060c \u0627\u0644\u0645\u0634\u062a\u0642\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u0646\u0638\u0645 \u0627\u0644\u0648\u0636\u0639\u064a\u0629 \u0648\u0627\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0634\u0631 \u0644\u0644\u062c\u0627\u0645\u0639\u0627\u062a\u060c 2005\u0645\u060c \u0635 59. \u2191<\/a><\/li>\n
  3. (3) \u0627\u0644\u0639\u0645\u0631\u0627\u0646\u064a\u060c \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0645\u062d\u0645\u062f\u060c \u0627\u0644\u0628\u062f\u0627\u0626\u0644 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 \u0627\u0644\u062a\u0627\u0633\u0639\u0629 \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u0648\u0646 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u062c\u062f\u0629\u060c \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c 2019\u0645. \u2191<\/a><\/li>\n
  4. (4) \u0645\u0646\u0627\u0632\u0639\u060c \u062d\u0633\u064a\u0646 \u0639\u0644\u064a\u060c \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u062d\u0643\u0627\u0645\u0647\u0627 \u0627\u0644\u0634\u0631\u0639\u064a\u0629\u060c \u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629\u060c \u0635 7. \u2191<\/a><\/li>\n
  5. (5) \u0645\u0633\u0644\u0645\u060c \u0627\u0644\u0645\u062e\u062a\u0635\u0631 \u0627\u0644\u0635\u062d\u064a\u062d\u060c \u0643\u062a\u0627\u0628 \u0627\u0644\u0627\u0642\u0636\u064a\u0629\u060c \u0628\u0627\u0628 \u0627\u0644\u0646\u0647\u064a \u0639\u0646 \u0643\u062b\u0631\u0629 \u0627\u0644\u0645\u0633\u0627\u0626\u0644 \u0628\u062f\u0648\u0646 \u062d\u0627\u062c\u0629\u060c \u062c3\u060c \u0635 134\u060c \u0631\u0642\u0645 1715. \u2191<\/a><\/li>\n
  6. (6) \u0627\u0644\u0637\u0628\u0631\u0627\u0646\u064a\u060c \u062c\u0627\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646 \u0641\u064a \u062a\u0627\u0648\u064a\u0644 \u0627\u0644\u0642\u0631\u0622\u0646\u060c \u062c16\u060c \u0635 125. \u2191<\/a><\/li>\n
  7. (7) \u0627\u0644\u0639\u064a\u0627\u0634\u060c \u0641\u062f\u0627\u062f\u060c \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0648\u0645\u062f\u0649 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0647\u0627\u060c \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 \u0627\u0644\u062a\u0627\u0633\u0639\u0629 \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u0648\u0646 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c 13-14\u0645\u0627\u064a\u0648 2019\u0645\u060c \u062c\u062f\u0629 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0635 12. \u2191<\/a><\/li>\n
  8. (8) \u0627\u0644\u0645\u0631\u062c\u0639 \u0646\u0641\u0633\u0647\u060c \u0635 12. \u2191<\/a><\/li>\n
  9. (9) \u0642\u0646\u062f\u0648\u0632\u060c \u0639\u0628\u062f \u0627\u0644\u0643\u0631\u064a\u0645\u060c \u0627\u0644\u062a\u062d\u0648\u0637 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062e\u0637\u0631 \u0645\u062f\u062e\u0644 \u0645\u0627\u0644\u064a\u060c \u062f\u0627\u0631 \u0625\u064a \u0643\u062a\u0628 \u0644\u0644\u0637\u0628\u0627\u0639\u0629 \u0648\u0627\u0644\u0646\u0634\u0631\u060c \u06371\u060c \u0644\u0646\u062f\u0646 2018\u0645\u060c \u0635 392 \u2191<\/a><\/li>\n
  10. (10) \u0631\u0636\u0648\u0627\u0646\u060c \u0633\u0645\u064a\u0631 \u0639\u0628\u062f\u0627\u0644\u062d\u0645\u064a\u062f\u060c \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u0634\u062a\u0642\u0627\u062a \u062f\u0631\u0627\u0633\u0629 \u0648\u0627\u0642\u0639\u064a\u0629 \u0644\u0644\u0627\u0632\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0634\u0631 \u0644\u0644\u062c\u0627\u0645\u0639\u0627\u062a\u060c \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c 2009\u0645\u060c \u0635 52. \u2191<\/a><\/li>\n
  11. \u0627\u0644\u0628\u0642\u0645\u064a\u060c \u0646\u062c\u0644\u0627\u0621 \u0645\u062d\u0645\u062f\u060c \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u0643\u0648\u0643 \u0648\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u0637 \u0645\u0646\u0647\u0627\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0627\u0645\u0627\u0645 \u0645\u062d\u0645\u062f \u0628\u0646 \u0633\u0639\u0648\u062f\u060c \u0627\u0644\u0631\u064a\u0627\u0636\u060c 2015\u0645\u060c \u0635195.(11) \u2191<\/a><\/li>\n
  12. (12) \u0627\u0644\u0633\u0648\u064a\u0644\u0645\u060c \u0633\u0627\u0645\u064a\u060c \u0627\u0644\u062a\u062d\u0648\u0637 \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628\u060c \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0644\u0644\u062a\u0646\u0645\u064a\u0629\u060c \u062c\u062f\u0629\u060c 2007\u0645\u060c \u0635 153. \u2191<\/a><\/li>\n
  13. (13) \u0627\u0644\u0637\u0627\u0647\u0631\u060c \u0631\u062d\u0627\u0628 \u0639\u0644\u064a \u0627\u0644\u0634\u0631\u064a\u0641\u060c \u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0628\u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0639\u0644\u0649 \u0635\u064a\u063a\u0629 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a \u0627\u0644\u0645\u0635\u0631\u064a\u060c \u0631\u0633\u0627\u0644\u0629 \u0645\u0627\u062c\u0633\u062a\u064a\u0631\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0644\u0644\u0639\u0644\u0648\u0645 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u060c 2012\u0645\u060c \u0635 73 \u2191<\/a><\/li>\n
  14. \u0627\u0644\u0633\u0648\u0627\u0633\u060c \u0639\u0644\u064a \u0628\u0646 \u0645\u062d\u0645\u062f\u060c \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0639\u0644\u0645\u064a \u0627\u0644\u062b\u0627\u0644\u062b \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u062c\u0627\u0645\u0639\u0629 \u0623\u0645 \u0627\u0644\u0642\u0631\u0649\u060c 2005\u060c \u0635 39. \u2191<\/a><\/li>\n
  15. \u0639\u0637\u064a\u0627\u062a\u060c \u0631\u0632\u0627\u0646 \u0646\u0627\u0635\u0631\u060c \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u0646\u062a\u0647\u064a\u0629 \u0628\u0627\u0644\u062a\u0645\u0644\u064a\u0643 \u0645\u062e\u0627\u0637\u0631\u0647\u0627 \u0648\u0637\u0631\u0642 \u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u064a \u0646\u0645\u0648\u0630\u062c\u0627\u060c \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u0629\u060c2018\u0645\u060c \u0635 21. \u2191<\/a><\/li>\n
  16. \u0639\u0637\u064a\u0627\u062a\u060c \u0631\u0632\u0627\u0646 \u0646\u0627\u0635\u0631\u060c \u0645\u0631\u062c\u0639 \u0633\u0627\u0628\u0642\u060c \u0635 22 \u2191<\/a><\/li>\n
  17. \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062f\u062e\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 8\/8\/2023\u0645.www.alrayan.com<\/a> \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0627\u0646\u060c \u2191<\/a><\/li>\n
  18. \n

    \u0628\u064a\u062a \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0644\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u0642\u0637\u0631\u060c \u062a\u0642\u0631\u064a\u0631 \u0639\u0627\u0645 2022\u0645\u060c \u0635 29. \u2191<\/a><\/p>\n<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    \u0639\u0628\u062f \u0627\u0644\u0645\u062c\u064a\u062f \u0633\u0639\u062f \u0639\u0644\u064a \u0639\u0643\u0631\u0648\u062a1 1 \u0637\u0627\u0644\u0628 \u062f\u0643\u062a\u0648\u0631\u0627\u0647\u060c \u062c\u0627\u0645\u0639\u0629 \u0635\u0628\u0627\u062d \u0627\u0644\u062f\u064a\u0646 \u0632\u0639\u064a\u0645\u060c \u062a\u0631\u0643\u064a\u0627 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a: a.akrot2020@gmail.com HNSJ, 2023, 4(8); https:\/\/doi.org\/10.53796\/hnsj4829 \u062a\u0646\u0632\u064a\u0644 \u0627\u0644\u0645\u0644\u0641 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0634\u0631: 01\/08\/2023\u0645 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0642\u0628\u0648\u0644: 15\/07\/2023\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u0644\u0635 \u062a\u0647\u062f\u0641 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_joinchat":[],"footnotes":""},"class_list":["post-7698","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/pages\/7698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/comments?post=7698"}],"version-history":[{"count":1,"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/pages\/7698\/revisions"}],"predecessor-version":[{"id":7700,"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/pages\/7698\/revisions\/7700"}],"wp:attachment":[{"href":"https:\/\/www.hnjournal.net\/en\/wp-json\/wp\/v2\/media?parent=7698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}