{"id":3075,"date":"2022-02-06T09:04:31","date_gmt":"2022-02-06T09:04:31","guid":{"rendered":"https:\/\/www.hnjournal.net\/?page_id=3075"},"modified":"2022-02-06T09:04:37","modified_gmt":"2022-02-06T09:04:37","slug":"3-2-40","status":"publish","type":"page","link":"https:\/\/www.hnjournal.net\/en\/3-2-40\/","title":{"rendered":"\u0645\u062e\u0627\u0637\u0631 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0648\u0623\u062b\u0631\u0647\u0627 \u0639\u0644\u0649 \u0631\u0628\u062d\u064a\u0629 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 “\u062f\u0631\u0627\u0633\u0629 \u062a\u0637\u0628\u064a\u0642\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0644\u064a\u0628\u064a\u0629”"},"content":{"rendered":"

\u0623. \u062d\u0645\u0632\u0629 \u0639\u0628\u062f\u0627\u0644\u0644\u0647 \u0627\u0644\u0623\u0645\u064a\u06461 <\/sup> \u0623. \u0646\u0648\u0631\u0627\u0644\u062f\u064a\u0646 \u0646\u0627\u0635\u0631 \u0627\u0644\u0635\u062f\u064a\u06422<\/sup><\/strong><\/p>\n

1<\/sup> \u0639\u0636\u0648 \u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u062f\u0631\u064a\u0633 \u0628\u0642\u0633\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0645\u0635\u0627\u0631\u0641- \u0643\u0644\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f- \u062c\u0627\u0645\u0639\u0629 \u0628\u0646\u063a\u0627\u0632\u064a.<\/p>\n

\u0628\u0631\u064a\u062f \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: Hamzalamen@gmail.com<\/p>\n

2<\/sup>\u0639\u0636\u0648 \u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u062f\u0631\u064a\u0633 \u0628\u0642\u0633\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0645\u0635\u0627\u0631\u0641- \u0643\u0644\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f- \u062c\u0627\u0645\u0639\u0629 \u0628\u0646\u063a\u0627\u0632\u064a.<\/p>\n

HNSJ, 2022, 3(2); https:\/\/doi.org\/10.53796\/hnsj3240<\/p>\n

\u062a\u0646\u0632\u064a\u0644 \u0627\u0644\u0645\u0644\u0641
\n<\/a><\/p>\n

\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0634\u0631: 01\/02\/2022\u0645 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0642\u0628\u0648\u0644: 25\/01\/2022\u0645<\/p>\n

\u0627\u0644\u0645\u0633\u062a\u062e\u0644\u0635 <\/strong><\/p>\n

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\u0627\u0644\u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0641\u062a\u0627\u062d\u064a\u0629: <\/strong>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u060c \u0645\u062e\u0627\u0637\u0631 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644\u060c \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/p>\n

\n

<\/a>Research title <\/strong><\/p>\n

CAPITAL RISKS AND THEIR IMPACT ON THE PROFITABILITY OF COMMERCIAL BANKS <\/strong><\/p>\n

“An Applied Study On Libyan Commercial Banks”<\/p>\n

Hamza Abdullah Alameen1<\/sup> Nouralddeen Nasir Alasiddeeq2<\/sup><\/strong><\/p>\n

1<\/sup> Member of the teaching staff, Department of Finance and Banking, Faculty of Economics, University of Benghazi.<\/p>\n

Hamzalamen@gmail.com<\/a> :Email<\/p>\n

2<\/sup> Member of the teaching staff, Department of Finance and Banking, Faculty of Economics, University of Benghazi.<\/p>\n

HNSJ, 2022, 3(2); https:\/\/doi.org\/10.53796\/hnsj3240<\/p>\n

\n

Published at 01\/02\/2022 Accepted at 25\/01\/2021 <\/strong><\/p>\n

Abstract <\/strong><\/p>\n

This study aimed to test the impact of capital risk on the profitability of Libyan commercial banks, and the study sample was represented by the Unity, Trade and Development Bank, for the period from (2008-2018), and the independent variables were represented in the capital risk ratios, which are (capital to total assets, capital To total deposits, capital to total loans,capital to risky assets),while the dependent variables for profitability were (the rate of return on assets, the rate of return on equity, the rate of return on deposits), using the standard multiple regression model by the statistical program (SPSS), and the results of the study showed: that there is no statistically significant effect at the level of significance (5%) for capital risks on the rate of return on assets, the rate of return on equity, and the rate of return on deposits, and the study recommended the necessity of obligating banks to Libyan commercial banks by the Central Bank to maintain a specified level of capital.<\/p>\n

Key Words: <\/strong>banking capital, capital risks, banking profitability.<\/p>\n

\u0627\u0644\u0645\u0642\u062f\u0645\u0629: <\/strong><\/p>\n

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\u0645\u0634\u0643\u0644\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629: <\/strong><\/p>\n

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\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u062f\u0631\u0627\u0633\u0629:<\/strong><\/p>\n

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